
About us
Offering clear guidance and specialist mortgage support throughout your loan journey.
Practical finance help when you need it
Concise Financial Services is located in Brunswick navigate home loans, refinances and investment finance with clarity and care. From first home buyers to established investors and small business owners, we draw on more than 20 years in banking and finance and an MFAA accreditation to identify loan options that align with each client’s situation. Working with a panel of over 50 lenders, including the four major banks, we use current comparison tools to assess rates, features and fees so clients can make informed choices.
We prioritise open communication and proactive lender engagement to simplify what can be a stressful process. Whether you are seeking Pre approval, Construction loans, Commercial loans, Business lending, Asset finance or SMSF lending, our focus is on reducing friction through clear steps, timely updates and ongoing support. Our Brunswick office at 477A Sydney Road is available for consultations, and we aim to build long-term relationships by delivering dependable service and practical loan solutions.
Elizabeth Antonellos
Mortgage Broker
Phone: (03) 9387 3171
Email: admin@
Elizabeth brings more than 20 years’ experience in banking and finance to her role, specialising in First Home Buyers, refinances, property investors and construction finance. Based in Brunswick, Victoria, she holds MFAA accreditation and combines practical industry knowledge with clear communication to guide clients through each loan process.
Liz negotiates with over 50 lenders including major banks and uses current comparison tools to explain complex loan features, keep clients informed and align finance with longer‑term goals.
Nick Antonellos
Our services
We offer comprehensive support for all your home loan and finance needs across a range of services. No matter who you are, our experienced team is committed to finding the right options tailored to your unique situation.
Common questions and answers
In addition to offering competitive rates, we pride ourselves on being available to help with whatever questions you have throughout the life of your loan. We don’t discriminate against first-time buyers or experienced investors – no matter who you are, we’re committed to being there when you need.
What does a broker do?
A broker is a finance professional who will work with you one-on-one to discuss your borrowing goals and help you determine how much money you can qualify for. They typically provide a more personalised level of service than you would receive from a lender and also have access to loans from multiple lenders, so they can find the best loan terms for your unique situation.
Do you charge fees for home or investment loans?
We do charge a broker fee in some circumstances. A broker fee may apply depending on the complexity or circumstances of the application.
Is it more expensive to use a broker?
Using a broker is free for you because the lender pays your broker. With access to hundreds of loan products from various lenders, brokers will find the ideal loan for you and your circumstances. In most instances, this is a combination of the lowest available rate at the time and product features that are most convenient for you.
Some brokers charge service fees, which must be disclosed before they provide their services.
How much can I borrow?
While our borrowing calculator can give you a decent idea of how much money you may be able to take out, for a more precise assessment, please get in touch with our team. We can then go through your options with you and chat about your circumstances in further detail.
Should I go for a fixed or variable rate?
Just as the name suggests, variable-rate home loans have interest rates that change over time. They are often more flexible than other types of loans, with features like redraw facility and extra payment options. However, they do not have fixed repayment amounts.
On the other hand, fixed-rate home loans come with predictable monthly repayments – you will know exactly how much you need to pay each month for the entire duration of the loan term. These kinds of loans might not be as flexible in terms of features but offer borrowers peace of mind when budgeting repayments.
In choosing which type of loan is right for you, it’s good to weigh up what’s most important to you – whether that’s flexibility or certainty around your monthly repayments.
Which lenders do you work with?
Because we are connected to a mortgage aggregator, we have the privilege of being able to source loan options from over 50 different lenders. This means that we can help you find multiple suitable options for you and your specific situation.
Specialised mortgage broking service areas
Although we service clients Australia wide, we offer specialised support in key areas with lender access, home loan help and finance options tailored to our local community.
Mortgage broker services across Brunswick
Although we service clients Australia wide, we offer specialised support in areas across Brunswick with lender access, home loan help and finance options tailored to our local community.









